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When to shred old records and where to shred them for free by Connie Thompson AA Whether you're still cranking away at your tax returns or you've already filed, there's a good chance you have an abundance of financial records taking up space.
Which can you get rid of? Which documents should you keep, just in case? They key is not to shred anything you may need years down the line. If it has to do with filing or paying taxes, hang on to it. You may need it to file an amended return later.
What's more, the IRS has three years to audit you, and six years to challenge your return. Experts say you can shred tax-related records after seven years.
Ditto for credit card statements.
Credit card receipts can be shredded as soon as you reconcile them with your monthly statement. Shred your Paycheck stubs after one year. The same goes for unimportant bank records and most routine household bills.
Other documents should be kept indefinitely, including retirement and investment records. That also goes for important bank records, receipts for major purchases and all records and receipts related to your mortgage or home.
If you can go clean out your documents by the weekend, I found a number of free shredding events to help you destroy those old records without wearing out your portable shredder at home.
Office Depot charges 99 cents a pound for everything over that first five pounds. There are two free shredding events in Snohomish County on Saturday April 14th. One at the U. Post office on Hoyt Avenue in Everett.
More information about all the shredding events is available online.Pacific Northwest Shredding, Inc. The most trusted, secure, compliant and cost effective mobile shredding services available in the Seattle-Tacoma area . Pacific Northwest Shredding, Inc. provides the most Trusted, Secure, and Compliant cost-effective Mobile Document Destruction Services within Western Washington.
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